• RE-POST: 7 reasons to live below your means

    7 reasons to live below your means I am sure you have heard it, we should spend less than we make. We, of course, should only spend what we make and not more. If we make $1000 a month we should not have $1500 in expenses, it just does not add up. But in reality, […]

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  • 1 to 3: The Finances of multiplying children…

    I thought it was a necessary topic being that bringing additional children happens to many of us and so does the increase in our spending and financial needs. Am I right? We are soon going from a family of 3 to a family of 5 – jumping from one 5 year old boy to 3 […]

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  • We can’t afford it.

    Does anyone else spout that phrase to their children, especially?  Can I have a new toy?  Nope, we can not afford it. Can we go get ice cream? Can’t afford it! I urge you to make a small change. Can I have a new toy? It does not fit in our budget this month. (Why?) […]

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  • Don’t take advice from your broke uncle!

    I remember hearing the financial idea of the broke uncle, and thinking it was golden! If you have an issue with your car, you take it to a trained and educated mechanic. If you hurt yourself, you go to a doctor – someone with experience in that field. If you need help with your money, […]

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  • Philosophy to Finance

    My approach to finance. My financial philosophy. How I approach educating my clients. I believe in education and empowering my client to understand and manage (and love to manage!) their own financial future for the rest of their lives. I believe in owning not affording. I teach having a financial future and looking forward to […]

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  • 5 R’s (and Steps!) to better money marriage with your spouse!

    The 5 R’s (steps!) to a better money marriage with your spouse. It is no secret that between our spouse and ourselves, we can have two completely different forms of money ideas. Further than that, we were raised on different money values, and ideas. This sometimes makes for an interesting marriage of our money (in […]

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  • The cost of cash

    My husband I this past November purchased our first vehicle with cash, ever. What a rush! What a feeling of financial success.  We drove my old car into the ground, until it fell apart, until it was necessary to purchase a new one, well a NEW used car! We walked into the dealership and swiped […]

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  • 5 steps to start saving (in the next 20 minutes!)

    I would have said start saving in the next 10, but it takes a few minutes to read this article. Savings is part income but mostly part knowledge mixed with the dedication and motivation to get the work done. Think about this, some people make 10 times more than most people, but save just as […]

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  • 30 things I learned by my 30th Birthday

    30 things I learned about personal finance by my 30th birthday You have to make choices. Every choice we make with money has an affect and changes the opportunities we have to do something else with our money. It is important to understand and be aware of this. A budget is the most important financial […]

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  • 7 reasons it is fun (and important) to live below your means

    7 reasons to live below your means I am sure you have heard it, we should spend less than we make. We, of course, should only spend what we make and not more. If we make $1000 a month we should not have $1500 in expenses, it just does not add up. But in reality, […]

    Continue reading
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